A Must-Read for Every College Bound Student & Their Parents

For those of you that know me best, you already understand that I am not a conventional wisdom kind of guy. I haven’t always been that way, but I am becoming more so as I get older. That is why this book, by Zac Bissonette,  is such an important resource for students looking forward to college. It challenges much of the advice being given to students.  Conventional wisdom has given us a population that is crippled with college debt. We have graduating seniors that cannot find a job at all, let alone meaningful employment in their field of study. It’s time we change our thinking!

Here are some of the main ideas that I found helpful in “Debt Free U”.  I recommend that you purchase a copy today for yourself or your student.

College Financial Advice and the People that Give it – You need to understand how the college admissions process works. There will be a lot of people giving advice and making recommendations, but you need to look out for your own financial situation. Remember that the advice being given up until now has led many people into financial hardship. Just because someone sits behind a desk, has a title, a name badge or is a counselor doesn’t mean they are giving you the best financial advice. As a high school senior recently told me, “this debt is going to be mine!” You need to seriously think about this.

Community College is an overlooked, often criticized, but highly favorable option that should be strongly considered when you don’t have a Four Year program fully funded. Zac lays out a convincing argument for why you should consider attending a local college for part of your undergrad requirements.

In-State vs. Out of State Colleges – This section alone could be worth thousands of dollars a year to you and your student.

Private vs. State Institutions – Will the extra 10K to 30K extra that you will be paying at a private college be that much more beneficial to you when you graduate? You may re-think your ideas when you read this chapter.

College Debt Limits Career and Life Options – The sad thing about taking on college debt is the assumption that the debt is an investment in your future. For most, the debt amounts to exactly what it is; a liability.  Career choices and life choices are now affected by a monthly payment that will stick around for years to come. Zac does a great job describing this reality and lays out a great plan to take a different path.

“Debt Free U delivers a message that needs to be heard. Unless today’s college student finds a way to get through school without debt, they will continue to repeat the mistakes of their parents. This message is an exciting one. If they make disciplined choices now, they will be in a position to help their children pay for college in the future. If they use today’s conventional wisdom their children will likely be doomed to struggle with college debt as well.

About The Author

Duane Rockensock

Duane (Rocky) Rockensock is a husband, a dad, and the National Reconditioning Manager for AmeriGas Propane. Since he was a teenager, Duane has loved hearing the stories of how people have started creative businesses or found ways to use their talents to accomplish amazing things. For that reason he started this blog to encourage teens and adults to find their purpose and to provide the tools and resources to make that happen!